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Personal Checking

Checking accounts to fit your lifestyle.

COMPARE ACCOUNTS

 

Features

All of our Personal Checking Accounts below include FREE access to the following features and services.

  • Free E-Statement with images
  • Free Online Banking
  • Free Mobile App with Remote Deposit
  • Free Instant Issue Debit Card*
  • Free Bill Pay
  • Free Touch-Tone Banking
  • Free Direct Deposit

 Interested in opening an account? Fill out our Account Inquiry form today!

Account Options

Privileges Checking

  • No Minimum Balance Requirements after opening deposit
  • Unlimited Transactions
  • Two Free Stop Payments per Year
  • $6.00 Monthly Service Charge

*Hot Card and replacement fees apply.

Interest Checking

  • No Monthly Service Charge if Minimum Daily Balance is $1,000 or above.
  • $8 Service Charge if Minimum Daily Balance Falls below $1,000.
  • Earns Interest **
  • Minimum Average Daily Balance to Earn Interest is $1,000.
  • Unlimited Transactions.

* Hot card and replacement fees apply.
** Interest rate paid on this account is subject to change without further notice. Current rates available upon request.

Advantage Plus Checking

  • 55 Years and Older to Qualify
  • Earns Interest **
  • No Minimum Balance Requirements after opening deposit
  • Unlimited Transactions
  • Ten Free Money Orders per Month
  • Free Box per Year of Advantage Plus Wallet Checks

* Hot card and replacement fees apply.
** Interest rate paid on this account is subject to change without further notice. Current rate available upon request.

Traditional Checking

  • No Minimum Balance Requirements after opening deposit
  • Unlimited Transactions

Some fees may apply.

*Hot card and replacement fees apply.

Rewards Checking

  • No Minimum Balance Requirements after opening deposit
  • Unlimited Transactions
  • Earns Interest**
  • ATM Fees Refunded***
*Hot card and replacement fees apply.
**Interest rate paid on this account is subject to change without further notice. Current rates available upon request.
***Refund all ATM fees up to $20.00 (with qualified account)

Restrictions Apply:

2.75% APY* paid on balances up to $15,000. Any balance over $15,000 will earn an interest rate of .50% APY*. If requirements are NOT met at any time during the statement cycle, the interest rate drops to .05% APY* on the entire balance in account and there will be no ATM refunds. Ask one of our CSR’s for more details.

High Interest Requirements: One direct deposit credit or automatic bill payment per statement cycle.  Sign into Free online banking once per statement cycle.  Must enroll and receive Rewards e-statements.  12 debit card transactions per statement cycle.  If requirements are NOT met anytime during the statement cycle, interest rate drops to .05% APY and there will be no ATM refunds.

*Annual Percentage Yield

ETC Club

What is the liveliest bank club in the area that allows you to enjoy entertainment, travel and camaraderie? It’s the ETC. Club! It’s simple. Open any depository account with a minimum of $100.00 and ask to be in the club! If you are an existing Anstaff Bank deposit account holder, call Judy Matty at 870-424-8522 to be added. Don’t delay, join today! It’s everything you want from a bank account, etc.

ETC Newsletter 06-2019

Compare Accounts

Accounts

Privileges Checking

Interest Checking

Advantage Plus Checking

Traditional Checking

Rewards Checking

Minimum to Open

$100

$100

$100

$50

$100

Free E-Statement with images

X

X

X

X

X

Free Optional Paper Statement

X

X

X

$4/mo.

NA

Monthly Service Charge

$6

See "more Info" below

None

None

None

$10,000 Accidental Death Insurance **(1)

X

None  None None  None 

Cell Phone Protection*** (1,2)

X

 None None   None None 

ID Protect-Identity Theft Protection Service****(3)

X

None  None   None None 

Discount on annual rent for Safe Deposit Box (where available)

X

None 

X

 None None 
 More Information

More Info

More Info

More Info

More Info

More Info


**Coverage divides equally on joint account and reduces by 50% at age 70.
***Cell telephone bill must be paid through this account.
****Registration and activation required.
(1)Special Insurance Program Notes:
The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance certificate provided at account opening.
(2) Cell telephone bill must be paid through this account.
(3) IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).
Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employee/students. Some of the benefits of IDProtect require registration/activation.
Insurance products are not a deposit; not FDIC insured; not an obligation of the bank; and not guaranteed by the bank or any affiliated entity.

 

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