Personal Savings Accounts

Savings accounts to fit your lifestyle.

Account Options

Traditional Savings

Electronic Transfer Limit Applies.***
No Monthly Service Charge with $100 Minimum Balance.
$3 Service Charge Assessed Each Month Balance Falls Below $100 Minimum.
Earns Interest Compounded Quarterly.**
No Minimum Balance Required to Earn Interest.
Service Charge Waived for Individual's under age 18 years.
Statements Provided Quarterly.

** Interest rate paid on this account is subject to change without further notice. Current rates available upon request.
*** Maximum of six (6) debit transactions per month (this includes telephone, ACH, online, touch-tone banking, or Point of Sale (debit cards)).

Money Market Savings

Electronic Transfer and Check Writing Limit Applies. ***
No Monthly Service Charge with $2,500 Minimum Balance.
$10 Service Charge Assessed Each Month Balance Falls Below $2,500 Minimum.
Earns Interest Based on Balance Tiers. **
Statements Provided Monthly.

** Interest rates paid on this account is subject to change without further notice. Current rate available upon request.
*** Maximum of six (6) debit transactions per month (this includes telephone, ACH, online, touch-tone banking, check or Point of Sale (debit cards)).

Penny Pig Savings

10 Years and Younger to Qualify.*
For every $10 Deposited, One Penny Pig Dollar is Earned. Maximum of 30 Penny Pig Dollars per Quarterly Statement.
Penny Pig Dollars can be exchanged for prizes in the Penny Pig Prize Pen.
No Monthly Service Charge.
Earns Interest Compounded Quarterly.**
No Minimum Balance Required to Earn Interest, after opening deposit.
Unlimited Withdrawals and Deposits.
Statements Provided Quarterly.

Terms and Conditions are subject to change without further notice.
* At age 11, account converts to a Traditional Savings.
** Interest rate paid on this account is subject to change without further notice. Current rates available upon request.

Christmas Club

No Monthly Service Charge
Annual Payment of Principal and Interest.
$5 Service Charge Per Withdrawal Before Maturity.
Earns Interest Compounded at Maturity. **
No Minimum Balance Required to Earn Interest.

** Interest rate paid on this account is subject to change without further notice. Current rate available upon request.

Certificates of Deposit

Minimum deposit to open account: $500*
Transaction Limitations: After the time deposit is opened, you may not make deposits into or withdrawals of principal from the time of deposit until its maturity date.
Maturities available: 90 days to 5 years
Penalties assessed for withdrawals prior to maturity**

*Interest rate paid on this account is subject to change without further notice. Current rates are available upon request.

**Special rules apply.

Individual Retirement Accounts

Minimum deposit to open account: $25
No Monthly Service Charge
Transaction Limitations: After opening the account, you may make unlimited deposits, up to the dollar limit allowed annually by the IRS, into your account.**

Other Information: See separate information for other limitations and restrictions of an Individual Retirement Account.

*Interest rate paid on this account is subject to change without further notice. Current rates are available upon request.

**Special IRS rules apply.

Health Savings Accounts

Minimum deposit to open account: $25
No Monthly Service Charge
Individual and Family Plans Available
Free Instant Issue Debit Card*
Earns Interest**
Transaction Limits Apply***
Health Savings Account (HSAs) are designed for individuals with High Deductible Health Care Plans. HSAs enable you to pay for qualified health expenses and save for future health expenses on a tax-free basis.
Anstaff Bank establishes an interest bearing checking account to accrue your contributions. Interest will be compounded monthly and your account has no monthly fees.
Your HSA balance can roll-over each year allowing you to build your savings over time and have a comfortable reserve on-hand. Your funds are tied to your own Anstaff Health Savings Account debit card making it simple to pay for qualified medical expenses.

Eligibility and Contribution Limitations: See separate information for other limitations and restrictions of a Health Savings Account.

*Hot card and replace fees apply.

**Interest rate paid on this account is subject to change without further notice. Current rates available upon request.

***Special IRS rules apply.

Compare Accounts

Accounts	Traditional Savings	Money Market Savings	Penny Pig Savings	Christmas Club
Minimum to Open	$100	$2,500	$1	$1
Free E-Statement	X	X	X	None
Free Optional Paper Statement	X	X	X	None
Free Online Banking	X	X	X	X
Free Mobile Money App with Remote Deposit	X	X	X	X
Unlimited In-Person Withdrawals and Deposits	X	X	X	Unlimited Deposits Only
More Information	More Info	More Info	More Info	More Info

Interested in an account? Fill out our Account Inquiry Form!