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Personal Savings Accounts

Savings accounts to fit your lifestyle.

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Account Options

Traditional Savings

  • Electronic Transfer Limit Applies.***
  • No Monthly Service Charge with $100 Minimum Balance.
  • $2 Service Charge Assessed Each Month Balance Falls Below $100 Minimum.
  • Earns Interest Compounded Quarterly.**
  • No Minimum Balance Required to Earn Interest.
  • Service Charge Waived for Individual's under age 18 years.
  • Statements Provided Quarterly.

** Interest rate paid on this account is subject to change without further notice. Current rates available upon request.
*** Maximum of six (6) debit transactions per month (this includes telephone, ACH, online, touch-tone banking, or Point of Sale (debit cards)).

Money Market Savings

  • Electronic Transfer and Check Writing Limit Applies. ***
  • No Monthly Service Charge with $2,500 Minimum Balance.
  • $10 Service Charge Assessed Each Month Balance Falls Below $2,500 Minimum.
  • Earns Interest Based on Balance Tiers. **
  • Statements Provided Monthly.

** Interest rates paid on this account is subject to change without further notice. Current rate available upon request.
*** Maximum of six (6) debit transactions per month (this includes telephone, ACH, online, touch-tone banking, check or Point of Sale (debit cards)).

Penny Pig Savings

  • 10 Years and Younger to Qualify.*
  • For every $10 Deposited, One Penny Pig Dollar is Earned. Maximum of 30 Penny Pig Dollars per Quarterly Statement.
  • Penny Pig Dollars can be exchanged for prizes in the Penny Pig Prize Pen.
  • No Monthly Service Charge.
  • Earns Interest Compounded Quarterly.**
  • No Minimum Balance Required to Earn Interest.
  • Unlimited Personal Withdrawals and Deposits.
  • Electronic Transfer Limit Applies. ***
  • Statements Provided Quarterly.

Terms and Conditions are subject to change without further notice.
* At age 11, account converts to a Traditional Savings.
** Interest rate paid on this account is subject to change without further notice. Current rates available upon request.
*** Maximum of six (6) debit transactions per month (this includes telephone, ACH, online, touch-tone banking, or Point of Sale (debit cards)).

Christmas Club

  • No Monthly Service Charge
  • Annual Payment of Principal and Interest.
  • $5 Service Charge Per Withdrawal Before Maturity.
  • Earns Interest Compounded at Maturity. **
  • No Minimum Balance Required to Earn Interest.

** Interest rate paid on this account is subject to change without further notice. Current rate available upon request.

Certificates of Deposit

  • Minimum deposit to open account: $500*
  • Transaction Limitations: After the time deposit is opened, you may not make deposits into or withdrawals of principal from the time of deposit until its maturity date.
  • Maturities available: 90 days to 5 years
  • Penalties assessed for withdrawals prior to maturity**

*Interest rate paid on this account is subject to change without further notice. Current rates are available upon request.

**Special rules apply.

Individual Retirement Accounts

  • Minimum deposit to open account: $25
  • No Monthly Service Charge
  • Transaction Limitations: After opening the account, you may make unlimited deposits, up to the dollar limit allowed annually by the IRS, into your account.**

Other Information: See separate information for other limitations and restrictions of an Individual Retirement Account.

*Interest rate paid on this account is subject to change without further notice. Current rates are available upon request.

**Special IRS rules apply.

Health Savings Accounts

  • Minimum deposit to open account: $25
  • No Monthly Service Charge
  • Individual and Family Plans Available
  • Free Instant Issue Debit Card*
  • Earns Interest**
  • Transaction Limits Apply***
  • Health Savings Account (HSAs) are designed for individuals with High Deductible Health Care Plans. HSAs enable you to pay for qualified health expenses and save for future health expenses on a tax-free basis.
  • Anstaff Bank establishes an interest bearing checking account to accrue your contributions. Interest will be compounded monthly and your account has no monthly fees.
  • Your HSA balance can roll-over each year allowing you to build your savings over time and have a comfortable reserve on-hand. Your funds are tied to your own Anstaff Health Savings Account debit card making it simple to pay for qualified medical expenses.

Eligibility and Contribution Limitations: See separate information for other limitations and restrictions of a Health Savings Account.

*Hot card and replace fees apply.

**Interest rate paid on this account is subject to change withouth further notice. Current rates available upon request.

***Special IRS rules apply.

Compare Accounts

Accounts

Traditional Savings

Money Market Savings

Penny Pig Savings

Christmas Club

Minimum to Open

$100

$2,500

$1

$1

Free E-Statement

X

X

X

None 

Free Optional Paper Statement

X

X

X

None

Free Online Banking

X

X

X

X

Free Mobile Money App with Remote Deposit

X

X

X

X

Unlimited In-Person Withdrawals and Deposits

X

X

X

Unlimited Deposits Only

More Information

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